The chain
Sound familiar?
Every job in this country is waiting on one word.
And right now, your rep hears the other one from a single lender's portal and the appointment is over. Not because the customer couldn't get financed. Because nobody re-ran it.
Every decline you don't re-run is a job someone else installs.
- One portal, one shot. Prime says no. Opening a second application at the kitchen table isn't happening, so the sale walks.
- Every lender is another login. Another form, another set of rules, another thing your crew has to remember on a roof.
- Info typed three times. Retyping the same application into a second or third portal is where mistakes creep in — and a mistyped number can cost the approval.
- Newer dealer, no prime access. Prime lenders typically want 12+ months in business. The chain gives you more shots at yes than one lender alone — though very new dealers will still have fewer options.
How it works
Fill out one form. That's the whole job.
Your reps learn it in four minutes. Everything else happens behind the login.
Log in once
One Finti login for each rep. Every lender we set you up with sits behind it. Nothing to install, no lender portals to juggle.
Take one application
Text the customer a link, email it, or hand them the tablet. Name, address, income — once. That's all they fill out.
We run it behind the login
In seconds, from that one submission. The customer sees the approval that lands, not the declines on the way there.
One application, four stops
It does not stop at the first stop.
A decline is one lender's opinion on one credit box. Run it further down the chain and some of them come back approved.
Prime
Your current lender. Best rate, narrowest box.
Second look
Declined at prime goes straight to a near-prime lender.
No credit needed
A lease option keeps the job alive if credit still falls short.
Signed
Same visit, same day.
One lender per stop, chosen for what you install. Terms and approvals are set by the lender.
Your numbers
What are your declines costing you?
Move the sliders to your shop. The number on the right is revenue from jobs that already died at prime — the ones the chain would have caught.
Illustrative only. Assumes 15% more approvals than your prime lender alone — the low end of what dealers see. Actual results depend on your lenders, your customers and your credit mix.
Pricing
Simple. We'll walk you through it on the call.
No setup fee. You only pay on jobs we bring back that would have died otherwise. We'll cover the numbers when we set up your chain.
Who it's built for
Your reps can close anywhere.
Finti is built for dealers whose reps close in real time — one shot, one conversation, real money on the table. From small shops to enterprise accounts.
Compliance
Built like a financing platform, not a lead form.
We're not a marketplace
We don't shop your customer's application out to bidders. Each dealer gets a fixed, direct chain of lenders we set up in advance — the same chain every time, not an auction.
We're not a lender
Finti connects you to lenders and routes the application. The lenders decide, fund and service the loan. Nothing about the credit decision is ours.
We don't warehouse applicant data
Customer PII is tokenized in a dedicated vault, not stored on our platform. What can't be pulled from us can't leak from us.
SOC 2 audited
Controls around security, availability and confidentiality have been independently examined — the same bar your lenders hold their own vendors to.
Let's get you set up
One call. Running applications in a few weeks.
On the call we look at what you install and who you already work with. You choose the right lender for each stop in the chain, and we wire them in. Onboarding takes a few weeks; your reps watch a four-minute video and they're live.
Already have a prime lender you like? Good. Keep it. That's the whole point.
Got it. Someone from Finti will reach out within one business day to book your call.